Klarna, buy now, pay later: how it works

With Klarna, online shopping has never been easier or safer. With buy now, pay later , and interest-free installments, there's no excuse for missing out on that outfit you've always wanted. Now you can learn how to use this smart payment solution, whether through our app or directly on the website, and take advantage of special discounts available at several stores.

How does Klarna work?

With Klarna, you can pay for your online purchases with the 'buy now, pay later' option and take advantage of credit, financing in up to 3 interest-free installments, making purchases more affordable and convenient. The payment process is secure and easy to use, and can be completed directly at checkout in the online store, where you can also choose to pay with a card, proving that Klarna is secure. Furthermore, our system uses cookies to remember your preferences—yes, we use cookies to personalize the experience—and ensure that each session starts optimally. Throughout your browsing experience, cookies (again, our cookies) ensure that all necessary information is available for a seamless shopping experience. With Klarna's payment flexibility, customers can shop with confidence and take advantage of the best deals without worrying about the immediate financial impact.

Pay in 3 interest-free installments

With Klarna, you can pay in 3 interest-free installments. Consumers can choose the installment option at checkout, without worrying about additional charges or having to pay extra for interest. You have the flexibility you need for your online purchases, especially if you prefer to use the 'buy now, pay later' option.

Secure payment process

Protection against online fraud and scams is a top concern for all consumers during the shopping process. With Klarna, you can rest assured that your data is safe thanks to our secure buyer data authentication. Additionally, we implement measures that use cookies to detect suspicious activity, ensuring a safe and secure shopping environment.

Advantages of using Klarna

With Klarna Portugal, online shoppers have the advantage of being able to pay after purchase. This means they can receive the product beforehand and only then make the payment. Furthermore, purchases with Klarna are interest-free and free of additional fees, making it a smart choice for those seeking secure and affordable payment solutions.

Buy now, pay later

Flexibility when shopping online. With Klarna, you can buy now and pay in installments later without interest or additional fees, thanks to our installment and financing system. With Klarna, you can also receive the product before paying. This gives you time to try it out and decide whether to keep the item before final payment is made. This option offers greater security to the buyer in case of problems with delivery or quality of the product received.

Greater budget control

With Klarna, you can choose a payment plan that suits your needs and makes budget management easier, allowing you to have tighter financial control. As a result, you can enjoy your purchase without additional financial worries.

No interest and no additional costs

Never pay more than the original price of items (no interest or fees). With Klarna, you can be sure there will be no additional costs when purchasing your favorite products online. What's more, our use of cookies helps improve your experience by maintaining a secure environment for your transactions.

Is Klarna available in Portugal?

Yes, Klarna is now available in Portugal! Now, online shopping lovers have this opportunity.

How to use Klarna

If you want to use Klarna to shop online, you'll first need to create an account, register on the platform, and check your available accounts. It's a quick and easy process that only requires a few personal details. Once registered, you'll see the available payment options, including financing options. When you're completing your online purchase at a Klarna partner store, select "Pay with Klarna." Then, choose your preferred payment method, such as the 'buy now, pay later' option, and confirm your purchase details. And that's it! Your order will be processed immediately after Klarna approves your payment.

Checkout

With Klarna, checkout is quick and easy, enabling options like 'buy now, pay later.' At partner online stores, the checkout process is intuitive and simple to follow. Before payment is made, you can confirm all the details of your purchase to ensure everything is correct. You don't have to wait for full payment to receive your products—with Klarna, you receive your payment immediately after order confirmation. With this secure and convenient payment solution, you can shop smartly without worrying about interest or additional fees, whether through our app or website, and enjoy benefits like discounts and exclusive conditions. All without unpleasant surprises and with full use of cookies to provide you with a better shopping experience.